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Credit Cards - Compare the Best Card Offers in Ireland Online

CompareCreditCards.ie is here so you can quickly compare the range of Irish credit cards and easily find the best credit card for you. Our website is totally free to use and the information that we provide is totally independent and impartial. Once you have chosen the card that you feel is best for you then you just need to apply for that card online via the card providerís website. We also have a range or articles on credit cards and other financial matters. Basically compare credit cards is a one stop shop for all your financial needs. We have reviews of all the main Irish credit cards.

Our reviews are written in an unbiased and user friendly way that highlights the key advantages and disadvantages of each credit card. We hope that you find them useful when researching what the best credit card for you to apply for is. We also have a range of comparison tables to help you compare the different credit cards and the deals and offers available at a glance. If you have any comments that you would like to share with us regarding our site then please use the contact tab above to send us an email. We always welcome comments from our visitors regarding ways that we can improve this site.

We add to this Irish credit card resource on a frequent basis so please bookmark us and visit again soon for the latest and up to date information on credit card comparison in Ireland. There is always new information on how to save money on your cards and things to look out for when using your card together with features that highlight the best and the worst in the credit card industry. You may think, what is there I need to know about credit cards. You get them and you use them to buy things but how often do you give thoughts to. Well there are always new fraud issues that you need to be aware of and in particular the large number of card scams that you need to be alert to. By being aware of the latest scams you can avoid being a victim of them. We also give tips on what to look out for when choosing a credit card and how to save on your annual card interest by taking advantage of the many balance transfer opportunities that exist.

The table below sets out details for a range of the leading credit cards currently available in Ireland.

AIB be Credit Card

3.9%

12 months

3.9% for 12

months

15.15% or

18.15%

19.92%

AIB Platinum

3.9%

12 months

3.9% for 12

months

11.5%

13.17%

American Express

9.9%

6 months

9.9% for 6 months

19.1%

20.2%

Bank of Ireland Platinum

2.9%

12 months

0% for 6 months

14.9%

16.5%

First Active

0%

9 months

0% for 9 months

12.9%

20.1%

Halifax

0%

6 months

0% for 6 months

09.5%

11.2%

Permanent TSB

2.9%

6 months

N/A

09.9%

11.6%

Tesco Ireland

0%

6 months

N/A

14.9%

16.7%

Ulster Bank

0%

9 months

0% for 9 months

16.5%

20.7%

Credit Card Comparison Online

Credit card comparison is kept simple using our wide selection of online resources. From our comparison table that you can use to easily compare the best selection of cards. There are a wide variety of cards available from the very popular balance transfer cards to reward cards and even credit cards that can be used to donate money to charity as you spend.

Types of Credit Cards

There are many types of credit cards available in the market online for you to choose from depending on your particular needs. Before you choose a credit card to apply for take time to consider how and why you will use it. Once you have a clear idea of your needs you can begin comparing credit cards and the different deals that the card providers offer. We have set out below a list of the main types of credit cards and, we have highlighted the key features of each type of credit card so that you can compare them before you apply for a credit card. The main types of credit card are: >>>

Balance Transfer Credit Cards

> These have been very popular over the last few years and can be very useful if you have a large balance on your credit card that you need to move to another card to avoid. The cards provide you with an introductory interest rate that applies to the balance that you had on your old card and which you are transferring to your new card. Hence the name balance transfer. The rates available for balance transfers vary significantly between the different card providers and a number of cards are available with 0 interest for the initial period that you own have the credit card. This period varies from as little as 3 months to as much as 12 months for your balance transfer.

0% Credit Cards

> The 0 apr credit card category can be broken down into two distinct types of credit card. Firstly there are the 0 balance transfer credit cards that we have covered above. Secondly there is the 0% purchase credit card. This later type of credit card enables you to make purchases on which you will not pay any interest until the introductory rate finishes. The length of time that you have where you will not pay any interest on your purchases with some 0 interest credit cards can be as much as 12 months. Some of the best credit cards provide you with 12 months 0% apr on your purchases and also on your balance transfers.

Rewards Credit Cards

> This type of card allows you to earn points when you use your credit card to make purchases. For every pound that you spend you receive a fixed number of points. The points can then be redeemed for products or even used to get discounts on a range of services from flights to hotel accommodation. If you use your credit card as a means of avoiding the need to carry cash around with you then it can be surprising how quickly the points can accumulate. If you do use your card in this manner then it is particularly important that you use your credit card responsibly and are disciplined enough to ensure that you pay the balance off before the end of each month so that you can ensure that you are not charged interest on the purchases you have made during the month with your card.