Do you want to know how to wipe your credit arrears clean? Well there are a couple of options open to you when you use credit cards to your benefit. First of all if the credit arrears are old enough you can have them removed from your credit history. However, if you are not to that point yet, you can make the arrears superfluous. To do this you need a credit card. (more…)

Credit cards have a lot of different options. These options can look great, but they may not be the best card for you. With reward credit cards you have several options. We are going to look at these options to determine what type of card might benefit you. (more…)

Many of the balance transfer credit cards offer zero percent as an introductory offer. When comparing cards it is good to know which cards have the longest promotional period as well as the other features of the card. If you need to get a balance transfer card in order to work your credit card balance down there are over 20 options to choose from in the Irish market. (more…)

In Ireland there are a few student credit cards offered by card issuers. These cards are going to be different than other credit cards available to you. The student cards have specific rewards and programmes to make it easier for you to obtain them. (more…)

Credit card fraud is the number one crime to be wary of right now. Sure you could get hurt in a car accident, get mugged, or have something worse happen to you, but the frequency of credit card fraud outweighs these other options in Ireland. (more…)

In the face of the recent crisis globally as well as in Ireland the Central Bank is being called to show some leadership in getting the problem solved. The financial situation not only of the banks, but of the consumers is in such shape that something needs to be done to fix the current issues. Rupert Murdoch and several others have been talking about the economy in Ireland and the effects of the rest of the world this week. (more…)

Every time a consumer answers the phone, gets an email, or makes a credit card transaction it is opening them up to identity theft. Even a legitimate telephone survey can open up a person to identity theft as small things are learned about you. The systems the identity theft thieves have make it too easy to get someone’s personal details. The theft is worth its weight in gold for many fraudsters as well. The aim of identity thieves is to open up lines of credit in the victim’s name through credit cards as well as loans. (more…)

A new credit card survey completed on Ireland consumers found that 37 percent of card holders are experiencing trouble paying their credit card bills. The survey found that 17 percent of the adult population doesn’t even have a current account. They further found that 61 percent of the consumers in Ireland don’t have credit cards, but that is not stopping the 39 percent that do from having issues. (more…)

A new poll is suggesting that only 30 percent of those who went on holiday this year created a budget and stuck to it. For the most part Irish consumers were not able to hold to their budget or even thought of making one for their holiday. This overspending on holiday is leading to constraints elsewhere in their financial life. For many who went over their budget, credit cards were used or are now being used to supplement income. (more…)

At the moment many individuals are not thinking about donating to a charity. They are having enough trouble trying to pay down their bills and expenses in a month due to the credit crunch. If you are looking for a way to donate to charity without it costing you, there are ways. In the last five years charity credit cards have become a huge hit. (more…)