Charity credit cards are new to the market. They have only been advertised for the last three years in most countries. Here in Ireland we have several charity credit cards for you to choose from. A charity credit card is completely different from any other credit card on the market. In this section we will teach you about the rewards of a charity credit card as well as explain what you may find on this page.
A charity credit card will offer a percentage of your purchase amounts to a specific charity. The great news about the charity cards is that you are not making the donation. The credit card company issuing the card is responsible for the donation. The percentage is different for each charity card. Some will offer 25 Euros per 100 Euros spent, while others offer 1 percent. If you do not make a purchase the card company will not make a donation. To get a donation to your charity you must spend a little money. You don’t have to use the card for extraneous purchases. In fact you could make your monthly expense payments for gas, groceries, electric bill, and others on the card and pay it off at the end of the month. You avoid being charged interest this way and the issuer has to make a donation. So charity credit cards don’t have to cost you a dime to contribute.
This is different from the rewards cards in which you get something for yourself, like cash back or a flight. You are doing something great with a charity card. So what can you expect to find on this page?
Well, the first thing you will discover is a comparison table. This table outlines every charity card available to Irish consumers. You will not find any credit card on this site that you can’t qualify for at some point. Some sites have hundreds of cards for every market like the US, UK, India, Ireland all placed together. We want you to find only the cards available to you as well as being able to choose between those cards.
The table is broken down into sections to help you choose your new credit card. First the table tells you the type of charity card offered. Then the table will list any introductory rate and period for balance transfers, introductory rate and period for purchases, the average annual percentage rate, and finally the withdrawal APR. There is also a place for you to apply for the card by following a link.
The information allows you to compare how the charity card will donate. You might be interested in several of the charities offered. There are wildlife charity cards, Aids, Breast Cancer research, favourite sports team charity cards, and charity cards to help improve your community. These cards will all have a specific purpose which could help you choose just the one out of all of the ones listed. On this page you have everything you need to know about charity credit cards from the experts.