Compare and Apply for a Card Online
CompareCreditCards.ie is here so you can qucikly and easily find the ideal credit card for you. We also have a range or articles on credit cards and other financial maters. Basically compare credit cards is a one stop shop for all your financial needs. We have reviews of all the main Irish credit cards.
Our reviews are written in an unbiased and user friendly way that highlights the key advantages and disadvantages of each credit card. We hope that you find them useful when researching what the best credit card for you to apply for is. We also have a range of comparison tables to help you compare the different credit cards and the deals and offers available at a glance. If you have any comments that you would like to share with us regarding our site then please use the contact tab above to send us an email. We always welcome comments from our visitors.
Credit Card |
Balance Transfers |
Purchases,
Introductory Offer |
APR % Purchases |
APR % Withdrawals |
Rate |
Duration |
AIB be Credit Card
 |
3.9% |
12 months |
3.9% for 12 months |
15.15% or 18.15% |
19.92% |
AIB Platinum
|
3.9% |
12 months |
3.9% for 12 months |
11.5% |
13.17% |
American Express
 |
9.9% |
6 months |
9.9% for 6 months
|
19.1% |
20.2% |
Bank of Ireland
Platinum Advantage
|
2.9% |
12 months |
0% for 6 months |
14.9% |
16.5% |
First Active
 |
0% |
9 months |
0% for 9 months
|
12.9% |
20.1% |
Halifax
 |
0% |
6 months |
0% for 6 months
|
09.5% |
11.2% |
Permanent TSB
 |
2.9% |
6 months |
N/A
|
09.9% |
11.6% |
Tesco
 |
0% |
6 months |
N/A
|
14.9% |
16.7% |
Ulster Bank
 |
0% |
9 months |
0% for 9 months
|
16.5% |
20.7% |
Ulster Bank
|
0% |
9 months |
0% for 9 months
|
13.4% |
17.5% |
Types of Credit Cards
There are many types of credit cards available in the market online for you to choose from depending on your particular needs. Before you choose a credit card to apply for take time to consider how and why you will use it. Once you have a clear idea of your needs you can begin comparing credit cards and the different deals that the card providers offer. We have set out below a list of the main types of credit cards and, we have highlighted the key features of each type of credit card so that you can compare them before you apply for a credit card. The main types of credit card are:
Balance Transfer Credit Cards - These have been very popular over the last few years and can be very useful if you have a large balance on your credit card that you need to move to another card to avoid. The cards provide you with an introductory interest rate that applies to the balance that you had on your old card and which you are transferring to your new card. Hence the name balance transfer. The rates available for balance transfers vary significantly between the different card providers and a number of cards are available with 0 interest for the initial period that you own have the credit card. This period varies from as little as 3 months to as much as 12 months for your balance transfer.
0% Credit Cards – The 0 apr credit card category can be broken down into two distinct types of credit card. Firstly there are the 0 balance transfer credit cards that we have covered above. Secondly there is the 0% purchase credit card. This later type of credit card enables you to make purchases on which you will not pay any interest until the introductory rate finishes. The length of time that you have where you will not pay any interest on your purchases with some 0 interest credit cards can be as much as 12 months. Some of the best credit cards provide you with 12 months 0% apr on your purchases and also on your balance transfers.
Rewards Credit Cards – This type of card allows you to earn points when you use your credit card to make purchases. For every pound that you spend you receive a fixed number of points. The points can then be redeemed for products or even used to get discounts on a range of services from flights to hotel accommodation. If you use your credit card as a means of avoiding the need to carry cash around with you then it can be surprising how quickly the points can accumulate. If you do use your card in this manner then it is particularly important that you use your credit card responsibly and are disciplined enough to ensure that you pay the balance off before the end of each month so that you can ensure that you are not charged interest on the purchases you have made during the month with your card.
We add to this resourse on a frequent basis so bookmark us and visit again soon. There is always new information on how to save money on your cards and things to look out for when using your card. You may think, what is there I need to know about cards. You get them and you use them to buy things. Well there are always new fraud issues that you need to be aware of. By being aware of the latest scams you can avoid being a victim of them. We also give tips on what to look out for when choosing a credit card.
Please feel free to click on any of the links below to see one of our useful articles.
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