Are you a fan of sports such as the Gaelic Games? If you are then the MBNA Leitrim GAA credit card may be for you. We are going to review the benefits you have with this card to help you make a decision on whether to place this card in your wallet.
The Leitrim GAA is a visa card. The visa logo is the most accepted card around the world. So you can make purchases anywhere online, retail stores, and on vacation. The convenience of using this card is just one of the perks and pretty general for this type of card. You only have four decisions when it comes to logos.
The Leitrim GAA card also has the benefit of support Gaelic games at the County level. MBNA is going to make a contribution when you open an account. They are also going to contribute to the county every time you make a purchase. The rewards are specific to Leitrim, but there is no cost to you for the contributions.
This card also offers a balance transfer rate of 1.9 percent APR for the first six months you have the card. The term starts from the date the account is opened and not from when you receive the card. It is a good offer for what it is. You will be paying minimal interest when you have probably been paying around 14.9 percent or more. The term is short so that is a drawback to cards offering zero percent for balance transfers, but those cards are not going to support Leitrim County. After the introductory period is over you will receive an annual percentage rate of 16.9 percent.
The 16.9 percent rate also works on the purchases. There is no introductory rate on purchases though. The rate is consistent with other options on the market. In other words most of the GAA cards offer this percentage rate and most of the cards on the market. It is a typical standard variable rate, which means it can change over time.
The card makes a great option if you want to make a balance transfer or a purchase to support your community. It should not be used for both. The purchases will be paid off second to any balance transfer promotion. This can be quite expensive if you carry a balance and defeats the purpose of having a credit card with rewards at no cost to you. If you pay the balance off in full every month and on time you will receive 58 days interest free.
You also have free travel accident insurance that covers up to 127,000 Euros. It has fraud protection according to the consumer credit act as well as making sure your details will not be stolen. Purchases between 63 and 1,200 Euros will be protected for 100 days. There is no annual fee, but a government tax is owed every year. They have online account services as well as live help 24 hours a day.