MBNA is offering a host of personal cards, but which card could be right for you? The truth is at MBNA there are very specific card options to make it easier for you to choose among their many cards. While you may find other deals from other banks, you should know MBNA is one of the largest banks in the UK so they have a great deal of the offers available to you.
With the MBNA Mayo GAA card you are supporting Mayo County. When you obtain the card MBNA makes a contribution to the improvement fund for Mayo County. They will also make other contributions as you use the card for purchases. The amount of the contributions is relatively small, but the more purchases you make and the more individuals who have the card, the more the county can earn. There is no extra cost for having the card. So if supporting the county’s development sounds like something you are interested in the rest of the benefits are just additional perks.
The MBNA Mayo GAA has an introductory balance transfer rate of 1.9 percent. You will have this rate for six months from the date the account is opened. After that time you will revert to the 16.9 percent annual percentage rate. This introductory rate is good as long as you make on time payments and start immediately with the transfer. You may find introductory rates at zero percent on other cards, but you don’t support the county. It is all about what is important to you.
The purchase rate is 16.9 percent as well. You will have this rate starting out from the date the account is opened if you qualify. Sometimes cards will advertise a rate, but this is for excellent credit history and scores. So, this is the lowest rate you can be offered, but not the highest rate. It is also a standard variable rate that can change over time. If you pay the balance off in full and on time every month you can get the 58 days of interest free. It is just another perk to make sure you pay your balance and don’t have any extra cost for supporting your local community.
There is security protection against fraud and automatic insurance on charges of 63 to 1200 Euros. They have a flexible payment option which means you can pay online when you use your account management services.
They offer free travel accident insurance of up to 127,000 Euros, which can be a major help to you if something occurs while you are away. They have 24 hour support as well. Lastly with this card there is no annual fee, but there is a government tax that you will need to pay every year.
This credit card has several benefits that are similar to other cards, but the travel insurance, rewards for Mayo County and the insurance on purchases is special. It may make the difference in your choice. This card is rated as worthy.