Rewards are a beautiful thing to earn with a credit card provided you let the card work for you. You don’t want a credit card that has no rewards for you. In this article we are looking at the Sony rewards card to determine if it is a good card. We have reviewed the options you get and it may just be the perfect card, but we don’t know you, so we are concentrating on the benefits and how they differ rather than trying to sell you the card.
The MBNA Sony card is a reward card for music, movies, games, and electronics. What you will do is earn pulsebeats or reward points. These reward points can then be exchanged for entertainment that you would enjoy. You can earn points every time you spend money on the card. There is also a way to earn triple rewards when you buy Sony products. Most often with this type of reward for every Euro you spend you earn a point. With the Sony card it works a little different. For every 1.50 Euro you spend you get one reward point. To get triple you just need to spend on Sony products. You also get 2,000 reward points for free just by using the card for the first time.
Along with the rewards there is a balance transfer option of 1.9 percent APR for the first six months. After that time you will have the 16.9 APR on both balance transfers and purchases. There is no introductory rate on purchases. You do have the insurance for purchases of 63 to 1300 Euros which helps when you buy something big.
The Sony card comes without an annual fee making it extremely attractive. Unfortunately there is a government tax fee that is paid every year. You also have online account management and fraud protection.
Another benefit is the drawings that Sony holds. By entering these drawings you can earn Sony products that you might want to purchase.
There are several reasons that this card may be a great deal for someone. If you are interested in Sony products this is a way to get them and earn rewards. You also get reward points to use on entertainment options that Sony provides. If this is something you are interested in then keep this on the list of possible cards.
There are drawbacks. First the other benefits like the balance transfer option, online account management, 24 hour service and purchase protection is the same as other cards that have rewards. You also have the same payment policies in which the promotions are paid before any other purchases. The annual percentage rate is very standard and average regarding other cards. The difference is in the type of rewards. So if they aren’t something you are interested in there are better cards out therefore you. Don’t get me wrong, on a review this is a great card to have for the specific rewards, which is what sets it apart.