Did you know there are student credit cards available to those in Ireland? Student credit cards are usually not the first cards to be advertised on the internet, television, or other places, but they do exist. In this section you will find a comparison table outlining the benefits of student credit cards available to the Irish market. Student credit cards vary from regular mainstream cards.
First, student credit cards will have a lower credit limit than regular cards. When you compare the cards below you should look at the terms and conditions to compare the different credit limits. You may discover most of the cards are offering at most 500 Euros as a limit. If you have never had a card before, then the company may offer 250 Euros as your first credit limit.
Secondly when you compare the cards below you need to look at two options. You need to compare the annual percentage rate and the rewards or benefits of the card. Student credit cards serve a specific purpose, like charity or regular rewards cards. To help you get through school and pay for items you might be interested in you may receive cash back or discounts on specific merchandise just for using your card. These rewards are specific to a student’s needs. Other credit cards offer discounts on shopping, bookstore purchases, or gas. With a student’s card you can see discounts on your school books, school supplies, concert tickets, or even flights home. The companies offering the cards understand how tough it can be to have enough income to make it through school without a little help.
This doesn’t mean you should fall into their trap. The interest rates should be compared and you need to read the fine print offered in the information below on the student cards. The interest rates showing may be offered to excellent credit ratings or be an average rate. This doesn’t always mean the advertised rate is what you are awarded. In some cases it could be a higher rate.
By reading the information provided on this page you can learn about your student credit card options and make an educated decision. For more information there are links to the other pages on this site. The other pages will offer news regarding student credit cards and reviews of the cards on this site.
The information is for your purposes and is written in an unbiased manner by our expert writers. The writers are not affiliated with the credit card companies and therefore they can offer you information you might not know to help you get the best student card from the table below.
Not everyone has the same needs for their credit cards, which is why they appear similar, but will have different options depending on the issuer of the card. Hopefully this information below will help you understand the features of credit cards that can make them work for you. Each section on the table is compared to other cards so that you can see the differences.