The Tesco Ireland Credit Card offers a great deal from the appearance of the information found online. There are of course many variables to be reviewed before a final decision can be made. One must look at the interest rate, the introductory offer, and the terms and conditions that will apply to the card.
When shopping for a credit card comparing the available offers is the only way to understand what you are looking at. This review is designed to help you understand what this card has to offer to help your decision to secure a Tesco Ireland card easier.
First the Tesco Ireland offers zero percent interest on purchases and balance transfers for six months. This means any purchases or transfers you make will not have interest charged for the first six months, but after that time is over if there is still a balance on the card you will be charged the variable interest rate. The variable interest rate on this card is 14.9%. This is within the average rate of most credit cards on the market at the moment. Most credit card holders who wish to secure the Tesco Ireland will find that the 14.9% is the rate you will obtain when you apply and that while subject to changes usually remains at that interest rate.
Next you should note that the Tesco Ireland card offers a free balance transfer service. This services means that you will not be charged a percentage fee for the transfer of any balance on another card. Although Tesco is a gas station, the card agreement allows any credit card balance to be transferred no matter the card it comes from, without penalty of a transaction fee.
If you apply for the card and use the card before March 25th you are going to get an even better reward. They are currently offering a 30 Euro shopping voucher to anyone who secures the card before the 25th of March.
Not only do you get a little extra, as well as some savings options in the introductory period, but there is not an annual fee.
Lastly when reviewing this card we found that there was purchase protection, travel accident protection, and payment protection offered to the card holder. There are fees associated with these protection policies, but if you find the agreement worth it than you will be protected no matter what happens to the card.
Most of the credit cards being offer allow for this protection, as well as a free additional card, and withdrawal options with fees. Overall the interest rate offered by the Tesco Ireland credit card company is within the average range of the cards being offered by other companies. The introductory rate is one of the longer options that you have and you also have the option of 56 days of interest free credit during the period of purchase until you make a payment on the card. The Tesco Ireland card therefore offers some great savings through their agreement.
Home | Contact | Credit Card Reviews | Useful Credit Card Information | Privacy Policy